Today I am going to explain you about Pradhan Mantri Awas Yojana (PMAY) its Details, How to Apply, how to get subsidy its Benefits and its complete details in easy language.
Every person in the world needs a house so that he can settle with his family and enjoy the rest of life.
A house is like a security for every individual. After doing hard work all day everybody want to relax in his home. A house is like a dream come true for every individual if they can afford it however many people in our country cannot afford it.
As property rates are raising day by day affordability for common man to own a house is not improving but is gone to decreasing day by day.
Government of India has took a major step in this area so that people who cannot afford houses will be benefitted with the scheme known as Pradhan Mantri Awas Yojana (PMAY).
Last June on 25th in year 2015, the scheme was launched. The primary aim of this scheme is to build around 2 crore houses across length and breadth of our country. Estimated completion year of the scheme is 2022.
This scheme is primarily meant for people living under lower income group(LIG) and economically weaker sections(EWS).
Main aim for the scheme is
1. In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation
2. Credit Linked Subsidy
3. Affordable Housing in Partnership
4. Subsidy for Beneficiary-led individual house construction/enhancement.
The scheme is getting implemented under “Ministry of Housing and Urban Poverty Alleviation“
Official Website for PMAY-URBAN
Official Website for PMAY-GRAMIN
Search Beneficiary Name
Check your application status
Toll Free number for any help
CLSS Toll-Free Helpline Numbers
NHB: 1800-11-3377, 1800-11-3388
List of cities in the list
Three Phases of Pradhan Mantri Awas Yojna(PMAY)
PMAY Phase 1: From April 2015 to March 2017, this phase will begin the development of total 100 cities that must be completed during this phase.
PMAY Phase 2: From April 2017 to March 2019, after Phase 1, the development of total number of 200 more cities will be covered.
PMAY Phase 3: From April 2019 to March 2022, All the remaining cities of India will complete its PMAY housing development process.
Subsidy range anywhere between INR 1 lakh and INR 2.30 lakh to LIG and EWS section of urban population. However you can check the complete list also
In my video I am going to show how to apply for the scheme. Please watch the complete video for proper understanding.