Monthly Archives: July 2017

How to build your own free computer in cloud - google cloud - Live Demo - Step by Step - In Hindi

How to build your own free computer in cloud – google cloud – Live Demo – Step by Step – In Hindi

How to build your own free computer in cloud – google cloud this is what I am going to explain you in hindi with step by step instructions and live demo.

As google cloud is giving around 300$ credit to build and test, this is perfect and is very useful to build your own computer in google cloud.

Even though we have many other vendors like Amazon with AWS and Microsoft with Azure providing the same type of service but google cloud using is very easy.

Requirements
1. Google\Gmail Account
2. Credit card details(for testing the payment we can remove it whenever we want, basically we can close our cloud account anytime)

This is it only two requirements to build and test computer in cloud that too its free.

Disclaimer: All data has been taken for informative and education purposes.

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Please watch the complete video for proper understanding.

Pradhan Mantri Vaya Vandana Yojana - PMVVY - Details, Benefits, Eligibility & How to Apply - In Hindi

Pradhan Mantri Vaya Vandana Yojana – PMVVY – Details, Benefits, Eligibility & How to Apply – In Hindi

Pradhan Mantri Vaya Vandana Yojana – PMVVY its Details, Benefits, Eligibility & How to Apply this is what I am going to explain you in Hindi.

Government of India has announced Pradhan Mantri Vaya Vandana Yojana for citizen age 60 years and above. The scheme shall be available for one year from date of launch from May 4, 2017 to May 3, 2018.

Advantages :

1. Pension Payment :
On survival of the Pensioner during the policy term of 10 years, pension in arrears (at the end of each period as per mode chosen) shall be payable.

2. Death Benefit:
On death of the Pensioner during the policy term of 10 years, the Purchase Price shall be refunded to beneficiary.

3. Maturity Benefit:
On survival of the pensioner to the end of the policy term of 10 years, Purchase price along with final pension instalment shall be payable.

Eligibility :
Minimum Entry Age: 60 years (completed)
Maximum Entry Age: No limit
Policy Term : 10 years

Minimum Pension: Rs. 1,000/- per month
Rs. 3,000/- per quarter
Rs.6,000/- per half-year
Rs.12,000/- per year

Maximum Pension: Rs. 5,000/- per month
Rs. 15,000/- per quarter
Rs. 30,000/- per half-year
Rs. 60,000/- per year

Payment of Purchase Price:
The scheme can be purchased by payment of a lump sum Purchase Price. The pensioner has an option to choose either the amount of pension or the Purchase Price.

The minimum and maximum Purchase Price under different modes of pension will be as under:

Mode of Pension Minimum Purchase Price Maximum Purchase Price
Yearly                         Rs. 1,44,578/-                              Rs. 7,22,892/-
Half-yearly                Rs. 1,47,601/-                              Rs. 7,38,007/-
Quarterly                   Rs. 1,49,068/-                             Rs. 7,45,342/-
Monthly                     Rs. 1,50,000/-                             Rs. 7,50,000/-

The Purchase Price to be charged shall be rounded to nearest rupee.

Mode of pension payment:
The modes of pension payment are monthly, quarterly, half-yearly & yearly. The pension payment shall be through NEFT or Aadhaar Enabled Payment System.

First Instalment:

The first instalment of pension shall be paid after 1 year, 6 months, 3 months or 1 month from the date of purchase of the same depending on the mode of pension payment i.e. yearly, half-yearly, quarterly or monthly respectively.

Example
Sample Pension rates per Rs.1000/- Purchase Price
The pension rates for Rs.1000/- Purchase Price for different modes of pension payments are as below:
Yearly: Rs. 83.00 p.a.
Half-yearly: Rs. 81.30 p.a.
Quarterly: Rs. 80.50 p.a.
Monthly: Rs. 80.00 p.a.

Surrender Value:
The scheme allows premature exit during the policy term under exceptional circumstances like the Pensioner requiring money for the treatment of any critical/terminal illness of self or spouse. The Surrender Value payable in such cases shall be 98% of Purchase Price.

Loan:
Loan facility is available after completion of 3 policy years. The maximum loan that can be granted shall be 75% of the Purchase Price.

The rate of interest to be charged for loan amount shall be determined at periodic intervals. For the loan sanctioned in Financial Year 2016-17, the applicable interest rate is 10% p.a. payable half-yearly for the entire term of the loan.

Loan interest will be recovered from pension amount payable under the policy. The Loan interest will accrue as per the frequency of pension payment under the policy and it will be due on the due date of pension. However, the loan outstanding shall be recovered from the claim proceeds at the time of exit.

Trial period:
If a policyholder is not satisfied with the “Terms and Conditions” of the policy, he/she may return the policy to the Corporation within 15 days (30 days if this policy is purchased online) from the date of receipt of the policy stating the reason of objections.

The amount to be refunded within free look period shall be the Purchase Price deposited by the policyholder after deducting the charges for Stamp duty and pension paid, if any.

Exclusion:
Suicide: There shall be no exclusion on count of suicide and full Purchase Price shall be payable.

Note : Ceiling of maximum pension is for a family as a whole i.e. total amount of pension under all the policies allowed to a family under this plan shall not exceed the maximum pension limit. The family for this purpose will comprise of pensioner, his/her spouse and dependants.

How to Apply Online
1. Go to website http://www.licindia.in/
2. Click on Buy Policies Online (Select Pradhan Mantri Vaya Vandana Yojana)
3. Now on next page click on buy online
4. Fill the details
5. Generate Access ID
6. Fill Access ID on right side of page in Enter Access ID Box.
7. Read the plan its features and documents required
8. Click on proceed
9. Fill all the details and submit the form.
10. Pay payment Online.
11. Download the proposal form and submit with documents in any LIC office.

List of Documents Required
1. Proof of Residence
Passport
PAN card
Letter from any recognized Public authority
Electricity Bill
Ration card
Valid lease agreement along with rent receipt, which is not more than three months
Employer’s certificate as a proof of residence (Certificates of employers who have in place systematic procedures for recruitment
along with maintenance of mandatory records)
2. Proof of Identity
Telephone Bill
Bank Account Statement
voter ID
Driving License
3. Proof of Income (If premium is Rs 100000/- or more)
Income Tax assessment orders/income Tax Returns
Employer’s Certificate
Charted Accountant’s Certificate
Agricultural Income Certificate
Agricultural land details & Income assessments
Bank Cash-flow statements, Pass Book
4. Proof of Age
Passport
PAN Card
Aadhar-UIDAI with full Date of birth
Municipal Birth Certificate
School/College Certificate giving DOB
Defence personnel Identity Card
Driving License
5. EE Coloured Photograph (Passport Size)
6. Cancelled Bank Cheque leaf
7. EE Signed Proposal Form

Disclaimer: Above data has been taken for informative and education purposes.

Please watch the complete video for proper understanding.
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How to File Your Income Tax Return - Step by Step - Live Demo - Explained - In Hindi

How to File Your Income Tax Return – Step by Step – Live Demo – Explained – In Hindi

How to file your income tax return this is what I am going to show you live demo explained in Hindi.

Now as many people knows about income tax that we have to pay tax for the income we have earned within the specified limits defined by the finance ministry of our country, but people even today does not know that even if you are filing taxes you have to file Income tax return which is mandatory, it’s very useful if you have already submitted tax more than it was required or get to know what tax is left I need to submit to the IT department.

Generally salaried employees get Form 16 from there company in which they work, which is actually the tax submitted on your behalf to the government and has all details including the savings which you have done in various schemes like NPS, insurance, FD etc if you have made aware your company about this before preparation of Form 16.

Companies finance\tax department prepares the form 16 and the savings proof(which you have submitted) basically on which you can get tax exemption is at the end is submitted to the Income tax department and the Form 16 has all the details about it.

Now days it’s very easy to file IT return(Income tax return). You require below details to fill IT Return:
1. Pan Card
2. Aadhar card
3. Form 16 from your employer
4. Form 26AS download from the website mentioned in next point (shown in video)
5. Your registration details in e-filing site of Income tax India Department(https://incometaxindiaefiling.gov.in/)

Process to fill ITR

1. First method is simple either you can fill your IT Return online on website mentioned in above link then you can go for verification by E-Verify(Online easiest method will show you)

Note: If you are using ITR-5 then you have option to send the acknowledgement letter duly signed to below address if not doing e-Verify

Income Tax Department – CPC, Post Box No – 1, Electronic City Post Office, Bangalore – 560100, Karnataka, India

Acknowledgement form downloaded is password protected which can be easily open by as follows:
The password is your PAN number in lower letters along with date of birth.
Example:
PAN: BBBPA1234F
Date of birth: 01/01/1985
Password: bbbpa1234f01011985

2. Second method is to download the relevant form which you have to fill like ITR-1, ITR-2 etc. The form is actually in excel sheet and is having macros in it, you will fill the excel form(remember copy paste will not work) then you will have to generate the XML file which you will upload on Income tax site, after uploading you will get the acknowledgement letter and now the process is same as shown in first method.

Main Website
http://www.incometaxindia.gov.in/Pages/default.aspx

Important Links
http://www.incometaxindia.gov.in/Pages/tax-services.aspx

Tax Calculator
http://www.incometaxindia.gov.in/Pages/tax-calculators.aspx

IT Return Forms Meaning
http://www.incometaxindia.gov.in/Pages/downloads/income-tax-return.aspx

Income Tax Exemption Section List(Official)
https://www.incometaxindia.gov.in/Charts%20%20Tables/Deductions.htm

Income Tax Slab (Official List)
http://www.incometaxindia.gov.in/pages/charts-and-tables.aspx

Pay Tax Online
https://www.incometaxindia.gov.in/Pages/tax-services/pay-tax-online.aspx

Please watch the complete video for proper understanding.

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How to check if vehicle has stolen or not | गाड़ी चोरी की है या नहीं कैसे पता करें | In India | Hindi

How to check if vehicle has stolen or not | गाड़ी चोरी की है या नहीं कैसे पता करें | In India | Hindi

How to check if vehicle has stolen or not this is what I am going to show you and explained in easiest way in Hindi.

Many people nowadays buy a second hand vehicle however they do not check if it has been stolen or not in the past. This actually is not very difficult earlier it was impossible to check and there was no centralized database for this.

However there is a portal which National Crime Records Bureau (NCRB) maintains which anyone who is buying a second hand vehicle can check and confirm if the vehicle is stolen in past or not.

The website to check this thing is free of cost from government and not only you can check if vehicle is stolen or not but also you can check recovery of the vehicle in it.

Main Website
http://ncrb.nic.in/VahanSamanvay/Motor_Vehicle.htm

First Link to Check
http://164.100.44.112/vahansamanvay/Internetquery.aspx

Second or Alternate Link to Check
http://164.100.44.112:8181/Internetquery.aspx

Not only there is a website but also there are mobile apps for this vahansamanvay website.

Mobile App on Itunes
https://itunes.apple.com/us/app/vahan-samanvay/id1227629386?ls=1&mt=8

Mobile App on Google Playstore
https://play.google.com/store/apps/details?id=in.gov.ncrb.app.vahansamanvay

Please watch the complete video for proper understanding.